Most Indian homeowners qualify for the PM Surya Ghar subsidy, but a meaningful number of applications fail on conditions that were entirely checkable beforehand. Here is the honest checklist, in the order it matters.
You must be a residential consumer. The scheme is for homes. A commercial connection does not qualify, even if you live at the property. Check what category your electricity connection is registered under, which is printed on your bill.
You must own the roof or have rights to it. For an independent house this is straightforward. For a builder floor it depends on whether terrace rights were sold with your unit. For an apartment, the roof is common property and the route is through your RWA under the group housing provision rather than individually.
One subsidy per connection and per address. If a previous owner claimed the subsidy on your property, you generally cannot claim again on the same connection. Adding capacity later at the same address usually will not qualify for a second payment either. A genuinely different property in a different name can qualify separately.
Your system must be grid-connected with net metering. Off-grid systems are explicitly excluded from the scheme. If a salesperson offers you a battery-based off-grid setup and implies the subsidy still applies, that is wrong and it is worth ending the conversation there.
Your installer must be registered on the national portal. This is the condition that disqualifies the most people. Buying panels from a shop and arranging your own installation, however skilled the electrician, means you receive nothing. Ask any prospective installer for their portal registration and verify it rather than accepting a verbal assurance.
Your panels must meet domestic content requirements. DCR-compliant modules are mandatory. A quote using cheaper imported panels may look attractive and will cost you the entire subsidy. Get the exact make, model and DCR status written on the quotation.
You need feasibility approval before installing. Your DISCOM checks whether your connection can support the system. This normally takes one week to a month. Installing first and applying afterwards is one of the more expensive mistakes available under this scheme.
Your bank account must be Aadhaar-linked and in your name. The subsidy is paid by direct benefit transfer. If the account name does not match the applicant, payment stalls.
What you will need to hand when you apply. Your electricity consumer number from your bill, your mobile number, Aadhaar, and bank details. Registration is at pmsuryaghar.gov.in and there is a toll-free helpline on 15555.
What the subsidy is worth if you qualify. Rs 30,000 per kW for the first 2 kW, plus Rs 18,000 for the third, capping at Rs 78,000 for systems of 3 kW and above. Delhi and Uttar Pradesh add state top-ups that can take the total past Rs 1 lakh. Haryana's position is disputed between sources, so confirm with UHBVN or DHBVN directly.
What is not covered. Batteries are not subsidised at all. Replacing an existing solar system on the same connection does not qualify for a second payment.
If every line above checks out, you are eligible. Read our step-by-step application guide next, and run the solar calculator so you know what size you are applying for before you speak to anyone.
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Last updated 27 July 2026 · Reviewed by the RenSetu team